What I'm Reading Today:

• How to Minimize Long-Term-Care Premiums By Kimberly Lankford, Contributing Editor, Kiplinger's Personal Finance "You'll have the most flexibility if you buy a policy with benefits that are "short and fat" rather than "long and lean."
• Taxes go up on cigarettes, hard liquor & wine. Is chocolate next?????? New Jersey Passes Budget Fueled by $1 Billion in Tax Increases By David Chen of The New York Times. "Those who make more than $250,000 a year will no longer be able to deduct their property taxes, at least for one year. Those making between $150,000 and $250,000, meanwhile, can deduct only a maximum of $5,000."